British Airways Credit Card

The British Airways credit card is provided by British Airways, in collaboration with American Express, one of the largest financial institutions in the world, and this card is easily accepted throughout the world.
The British Airway credit card is an excellent deal for you if you are an existing member of the BA Executive Club loyalty program or you are a frequent traveler on British Airways looking to make the most of a reward point based credit card.
For every single Pound you spend on the BA credit card you earn BA air-miles which you can use on British Airways to get free flights, upgrades or companion tickets.
There are 2 cards on offer the British Airways Credit Card, which offers 1 BA mile for every £1 spent and the BA Premium Plus Card which offers 1.5 BA miles for every £1 spent.
However, this card comes at a cost. The interest rates are very high, typically 26% APR on the premium plus card so this is really only a great card if you pay your balance off in full, each month. They do however offer a lifetime balance transfer rate of 4.9% APR, which is a real good bargain.
If you do pay off your bill each month then simply putting all your daily expenditure on the card could soon lead to enough points for that dream trip you've always wanted!

Details of the British Airways Credit Card

Introductory Balance Transfers	4.9%
Monthly Rate	0.4%
Period	life of balance
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	26%
Monthly Rate	1.5%
Cash Advance APR	19.845%
Cash Advance Fee	1.5% (Min £1.50)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	none
Travel Accident Insurance	£50,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other British Airways Credit Card Features and Benefits

• Earn up to 1.5 BA miles per £1 spent on the BA Card
• Earn Double miles on the BA flights
• Free Travel Accident Insurance
• Low Lifetime balance transfer rate
• Online account management
• Free additional cards

British Airways Credit Card Summary Review The standard rate is really very high but the lifetime balance transfer offer is quite attractive and competitive. However, this card is really for the people who want to pay the balance off each month and get a decent reward scheme. The BA scheme is one of the best and at 1.5 miles per £1 spent the average person can easily build up a useful amount of miles to get some good benefits.

Link to previous articles: BT Credit Card HSBC Credit Card Virgin Credit Card American Express Gold Credit Card American Express Red Credit Card Alliance and Leicester Credit Card