American Express Nectar Credit Card

Card Features

• Earn up to 4 points for every £1 spent when you use both your Credit Card and your Nectar loyalty card at participating Nectar sponsors1

• Earn 1 point for almost every £1 spent anywhere else that accepts American Express

• Collect 5,000 bonus points when you spend £200 on your Card plus Double Nectar points for your first 3 months2

• Typical 15.9%APR variable3

• No annual fee

• Chip and PIN

Membership Benefits: • Purchase Protection Benefit • Refund Protection Benefit • Online Fraud Guarantee • Online account access • 24/7/365 telephone service • 24hr Card replacement

Link to previous articles: Bad Credit History? Apply for Credit Card MasterCard v/s or Visa Card Lloyds TSB Platinum Card Cahoot Credit Card Halifax Credit Card Post Office Credit Card

American Express Gold Credit Card

The American Express Gold credit card is an innovative credit card introduced by the trusted American Express or Amex, in short. Very commonly known for their popular charge cards, Amex have now introduced a useful and featureful credit card – called the Gold Credit card. Amex Gold card is one of the best offerings from the American Express Card suit.

This is one of the fantastic cards with the reputed backing of American Express. The rates on offer on this product are very competitive as per the UK markets and the offer as great balance transfer rate of 0% for 6 months on any balances transferred to the card which could save a great deal of money to a person having and using this card. The standard rate of only 12.9% is also one of the best in the UK markets. You do need a minimum income of £20,000 to apply for the card, which is one of the constraints of being eligible to apply for this card..

America Express also guarantees that there will be no annual fee on the Amex Gold card ever. You also get up to 1% cashback on everything you buy with the card making this a great all round proposition.

Introductory Balance Transfers	0% (9.9% after 6 months)
Monthly Rate	0%
Period	6 months
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	12.9%
Monthly Rate	1.02%
Cash Advance APR	14%
Cash Advance Fee	1.5% (Min £1.50)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	1% Cash Back
Travel Accident Insurance	£150,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other American Express Gold Credit Card Features and Benefits
• 0% Balance Transfers
• Free Purchase Protection
• Free Travel Accident Insurance
• Low standard rate
• Online account management
• 1% Cash Back on all spend

American Express Gold Credit Card Review Summary
The American Express Gold credit card is a decent value offer from one of the most reputed financial organizations of the world. The balance transfer rate of 0% for 6 months is excellent and the standard rate of 12.9% is much lower than most credit cards. The standard rate of 12.9% is very low and attractive enough for a day to day use credit card and it has a great big list of added value benefits. You have a nice and healthy credit limit and you can use this card to buy additional costly stuff, provided you are aware of your pay back situation and financial obligations.

Link to previous articles: American Express Red Credit Card
Alliance and Leicester Credit Card
BMI Classic MasterCard
MBNA Sonycard Credit Card
MBNA Platinum Rewards Credit Card
MBNA Classic Credit Card

American Express Red Credit Card

The American Express Red credit card is an innovative credit card introduced by the trusted American Express or Amex, in short. Very commonly known for their popular charge cards, Amex have now introduced a useful and featureful credit card – called the Red Credit card.

This is a credit card which claims to be with a big difference. Instead of having a cashback offer or other loyalty scheme the American Express Red donates 1.25% of everything spent on the card to a Global Fund - financed programs in Africa which help woman and children affected by HIV / Aids. As an introductory offer, £5 is donated automatically if you make a purchase on the card within 1 month of receiving it. Hence, you can contribute to charity by just swiping this card as much as possible and directly/indirectly show your concern and support for the needy people across the globe.

Along with charity as one of its main selling points, the American Express Red credit card also offers a great standard rate of just 12.9% APR - one of the most competitive APR Rates available in the market today. American Express Red Credit Card also offers 24hr global assist, Travel accident insurance, purchase protection and more so it really is a case of helping yourself while you help others.
Details

Introductory Balance Transfers	n/a
Monthly Rate	n/a
Period	n/a
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	12.9%
Monthly Rate	1.02%
Cash Advance APR	23.6%
Cash Advance Fee	1.5% (Min £2.00)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	none
Travel Accident Insurance	£50,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other American Express Features and Benefits
• Donate to a charity while you shop/spend

• Great color and Card Design

• Free Buyers Protection

• Free Travel Accident Insurance

• Online internet account management

American Express Red Credit Card Review Summary
The American Express Red credit card is a decent value offer from one of the most reputed financial organizations of the world. The standard rate of 12.9% is very low and attractive enough for a day to day use credit card and it has a great big list of added value benefits. But that is not the main selling point of the American Express Red Credit card. The chance to give something back in charity while going about your daily life shopping is definitely a nice idea.

Link to previous article:
Alliance and Leicester Credit Card
BMI Classic MasterCard
MBNA Sonycard Credit Card
MBNA Platinum Rewards Credit Card
MBNA Classic Credit Card
MBNA Platinum Credit Card