American Express Red Credit Card

The American Express Red credit card is an innovative credit card introduced by the trusted American Express or Amex, in short. Very commonly known for their popular charge cards, Amex have now introduced a useful and featureful credit card – called the Red Credit card.

This is a credit card which claims to be with a big difference. Instead of having a cashback offer or other loyalty scheme the American Express Red donates 1.25% of everything spent on the card to a Global Fund - financed programs in Africa which help woman and children affected by HIV / Aids. As an introductory offer, £5 is donated automatically if you make a purchase on the card within 1 month of receiving it. Hence, you can contribute to charity by just swiping this card as much as possible and directly/indirectly show your concern and support for the needy people across the globe.

Along with charity as one of its main selling points, the American Express Red credit card also offers a great standard rate of just 12.9% APR - one of the most competitive APR Rates available in the market today. American Express Red Credit Card also offers 24hr global assist, Travel accident insurance, purchase protection and more so it really is a case of helping yourself while you help others.
Details

Introductory Balance Transfers	n/a
Monthly Rate	n/a
Period	n/a
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	12.9%
Monthly Rate	1.02%
Cash Advance APR	23.6%
Cash Advance Fee	1.5% (Min £2.00)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	none
Travel Accident Insurance	£50,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other American Express Features and Benefits
• Donate to a charity while you shop/spend

• Great color and Card Design

• Free Buyers Protection

• Free Travel Accident Insurance

• Online internet account management

American Express Red Credit Card Review Summary
The American Express Red credit card is a decent value offer from one of the most reputed financial organizations of the world. The standard rate of 12.9% is very low and attractive enough for a day to day use credit card and it has a great big list of added value benefits. But that is not the main selling point of the American Express Red Credit card. The chance to give something back in charity while going about your daily life shopping is definitely a nice idea.

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