The Virgin credit card is offered to you by the business stalwart Sir Richard Branson of the Virgin business empire. After revolutionising the airline, music, mobile and car industries he has now developed a company called Virgin money to bring out the Virgin brand values of quality and value to the credit card industry.
The Virgin Credit Card offers a 0% balance transfer rate fixed for 13 months and 0% on purchases for 3 months. The standard rate of 15.9% APR is also very competitive as per the UK market standards. There is however a handling charge of 2.98% on all balance transfers.
You also get 10% discount on all DVD's, CD's and games from Virgin Megastore online when you use your card to pay for online purchases exclusively at Virgin store websites.
Below are details, charges and benefits of Virgin Credit Card
Introductory Balance Transfers | 0% |
Monthly Rate | 0% |
Period | 13 Months |
Introductory Purchases | 0%% |
Monthly Rate | 0% |
Period | 3 months |
Standard APR | 15.9% |
Monthly Rate | 1.2408% |
Cash Advance APR | 24.9% |
Cash Advance Fee | 2% (Min £2.50) |
Minimum Payment Required | 2.25% (Min £5) |
Annual Fee | None |
Loyalty Points | none |
Travel Accident Insurance | £100,000 |
Free Purchase Protection | None |
Foreign Usage Fee | 2.75% |
Other Virgin Credit Card Details, Features, Charges and Benefits
• You can apply Online for this card
• Great Discounts with Virgin purchases
• Purchase Protection Insurance
Virgin Credit Card Review Summary
The Virgin Credit card offers one of the highly efficient balance transfer deals in the UK market - 0% for 13 months. The standard rate is also comparable to other cards. Combined with the discounts and benefits on offer this is a sure winner among the cards available in UK markets.
Link to previous articles:
American Express Gold Credit Card
American Express Red Credit Card
Alliance and Leicester Credit Card
BMI Classic MasterCard
MBNA Sonycard Credit Card
MBNA Platinum Rewards Credit Card
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