American Express Gold Credit Card

The American Express Gold credit card is an innovative credit card introduced by the trusted American Express or Amex, in short. Very commonly known for their popular charge cards, Amex have now introduced a useful and featureful credit card – called the Gold Credit card. Amex Gold card is one of the best offerings from the American Express Card suit.

This is one of the fantastic cards with the reputed backing of American Express. The rates on offer on this product are very competitive as per the UK markets and the offer as great balance transfer rate of 0% for 6 months on any balances transferred to the card which could save a great deal of money to a person having and using this card. The standard rate of only 12.9% is also one of the best in the UK markets. You do need a minimum income of £20,000 to apply for the card, which is one of the constraints of being eligible to apply for this card..

America Express also guarantees that there will be no annual fee on the Amex Gold card ever. You also get up to 1% cashback on everything you buy with the card making this a great all round proposition.

Introductory Balance Transfers	0% (9.9% after 6 months)
Monthly Rate	0%
Period	6 months
Introductory Purchases	N/A
Monthly Rate	N/A
Period	N/A
Standard APR	12.9%
Monthly Rate	1.02%
Cash Advance APR	14%
Cash Advance Fee	1.5% (Min £1.50)
Minimum Payment Required	3% (Min £5)
Annual Fee	None (Subject to minimum spend)
Loyalty Points	1% Cash Back
Travel Accident Insurance	£150,000
Free Purchase Protection	90 Days, up to £50,000
Foreign Usage Fee	2.73%

Other American Express Gold Credit Card Features and Benefits
• 0% Balance Transfers
• Free Purchase Protection
• Free Travel Accident Insurance
• Low standard rate
• Online account management
• 1% Cash Back on all spend

American Express Gold Credit Card Review Summary
The American Express Gold credit card is a decent value offer from one of the most reputed financial organizations of the world. The balance transfer rate of 0% for 6 months is excellent and the standard rate of 12.9% is much lower than most credit cards. The standard rate of 12.9% is very low and attractive enough for a day to day use credit card and it has a great big list of added value benefits. You have a nice and healthy credit limit and you can use this card to buy additional costly stuff, provided you are aware of your pay back situation and financial obligations.

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