GM Platinum Credit Card


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The GM Platinum credit card is one of the most popular credit cards available. The most striking feature of this GM Credit card is the points benefit programme and it is the most valuable programme offered by any card in the UK.

For every £100 you spent on the GM platinum card, it rewards you with £3 back in rebate points which could get you up to £2,000 off a brand new Vauxhall car or up to £2,500 off a new Saab car.

You also get 100 rebate points the first time you use your card. Its issued by HFC Bank one of the largest credit card issuers in the UK. They have a 24 hour customer service line that allows you to make changes to your account any time of day or night as well as the ability to manage all your account spending online. Normally cards with strong reward schemes have high interest rates but the GM Card is one of the most competitive on the market. They offer an excellent rate of 0% for 5 months, not only on balance transfers like some credit cards but also on purchases. The standard rate is only 14.9% APR (typical) making this a fantastic all round package.

Details of GM Platinum credit card


Introductory Balance Transfers0%
Monthly Rate0%
Period5 Months
Introductory Purchases0%
Monthly Rate0%
Period5 months
Standard APR14.9%
Monthly Rate1.167%
Cash Advance APR18.9%
Cash Advance Fee1.75% (Min £2.50)
Minimum Payment Required2% (Min £5)
Annual FeeNone
Loyalty Points£3 per £100 spent
Travel Accident Insurance£250,000
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other GM Platinum Credit Card Features and Benefits


• £3 reward points for every £100 spent on the card
• Safe Shopping Promise
• Free travel accident insurance
• 24hr Customer Service Line
• Full online account management
• Decision in 60 seconds when you apply online
The GM Platinum credit card has the highest value reward scheme available in the UK. On its own this would be enough to recommend it but it also has market leading interest rates. 0% on balance transfers and purchases cannot be beaten and the standard rate of 14.9%. You can also manage your account online and still receive a monthly statement through the post. You can apply online now and get a decision in 60 seconds.

GM Platinum Credit Card Final Review Summary


The Egg credit card is one of the highly recommended cards in UK . It has consistently offered some of the most competitive rates in the UK market and especially features like the 0% balance transfer and purchases offer. The standard rate of 16.9% APR is also highly competitive. The online account management tool is great and its easy to apply for online.
Link to previous articles: Egg Credit Card
British Airways Credit Card
BT Credit Card
HSBC Credit Card
Virgin Credit Card
American Express Gold Credit Card
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