HSBC Credit Card

HSBC - the institute with the tagline of being “The world’s local bank” are one of the largest and most reputed financial institutions in the world and HSBC have offered a credit card offer worthy of such a reputation.
Traditionally the major UK banks have a bit shaggy than average credit card offerings but the HSBC card is different
The HSBC credit card offers 0% for 12 months on balance transfers - so is an excellent card to get to make use of introductory balance transfer rates. You also get 0% on purchases for 3 months from account opening - ideal for that urgent purchase you need to make. The standard rate of 15.9% APR (variable) is also very competitive as per the UK market standards.

Details of HSBC Credit Card

Introductory Balance Transfers	0%
Monthly Rate	0%
Period	12 Months
Introductory Purchases	0%
Monthly Rate	0%
Period	3 months
Standard APR	15.9%
Monthly Rate	1.24%
Cash Advance APR	21.9 %
Cash Advance Fee	2.5% (Min £2.50)
Minimum Payment Required	3% (Min £5)
Annual Fee	None
Loyalty Points	none
Travel Accident Insurance	none
Free Purchase Protection	none
Foreign Usage Fee	2.75%

Other HSBC Credit Card Features and Benefits

• 0% balance transfers for 12 months
• Spending Security measures
• apply online for the HSBC Credit Card
• Up to 56 days interest free credit
• free travel additional cards

HSBC Credit Card Final Review Summary

The credit card from HSBC offers one of the best introductory interest rates available on balance transfers. The fact you also get 0% on purchases and a decent standard rate make this a great product. The standard rate is also comparable to other cards. Combined with the discounts and benefits on offer this is a sure winner among the cards available in UK markets.

Link to previous articles:
Virgin Credit Card
American Express Gold Credit Card
American Express Red Credit Card
Alliance and Leicester Credit Card
BMI Classic MasterCard
MBNA Sonycard Credit Card