Alliance and Leicester Credit Card

Alliance and Leicester – a reputed financial organization, has one of the most trusted names in the Britain and the Alliance and Leicester credit card has some good features.


The Alliance and Leicesterand credit card has a creditworthy combination of competitive rates and good added value features, along with loads of other benefits. It has all the online functionality you could require as well as the reassurance of a physical presence in your neighbourhood (not too far). The introductory balance transfer rate of 0% lasts for first 12 months (3% handling fee may be applicable) which could save you enough money.

You also get 0% for 3 months on purchases. The standard rate is 15.9% APR, which is one of the most competitive rates in the market. Other benefits include optional payment protection cover and credit limits up to pound 50,000. But be careful, higher credit limit means higher tendency to spend and one may end up in huge debt- hence, take the limit as much as you can afford.

You can apply online and manage your account online as well as having a normal monthly statement through the courier service or post.

Details

Introductory Balance Transfers	0%
Monthly Rate	0%
Period	12 Months
Introductory Purchases	n/a
Monthly Rate	n/a
Period	n/a
Standard APR	15.9%
Monthly Rate	1.2408%
Cash Advance APR	27.9%
Cash Advance Fee	2.25% (Min £2.50)
Minimum Payment Required	2.25% (Min £5)
Annual Fee	None
Loyalty Points	None
Travel Accident Insurance	£250,000
Free Purchase Protection	None
Foreign Usage Fee	2.75%

Other Alliance and Leicester Credit Card Features, Charges, Benefits and other details

• No annual fee


• 24hr customer service line


• Manage your account online


• Online applications

Alliance and Leicester Credit Card Review Summary

The Alliance and Leicester credit card is a reasonable credit card from a trusted and reputed organization. The rates charged on offer are very competitive as per the UK market and they offer a good range of benefits. The 0% on balance transfers is also particularly attractive.

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