Halifax Student Credit card

Putting you in control

As well as the benefits you get with any Halifax credit card, we've added lots of additional features to our Student Credit Card to give you more control of your account and your payments. You will benefit from:

• An adjustable credit limit, allowing you to choose how much is right for you - anything from the maximum of £500 right down to £100 - Let us know what credit limit you want when you activate your card

• Free text alerts to remind you when to pay your bill and the minimum payment required

• Weekly balance updates via text message

• Great discounts with a range of well-known brands

Passionate, Radiant, Brilliant or Winning?

The Halifax Student Credit Card comes in a great choice of colours - Brilliant Black, Passionate Pink, Radiant Red and Winning White. Which one are you? - Choose when you apply

Additional Featutes • Up to 59 days interest free credit on all purchases if you pay off your balance in full each month • No annual fee • Typical 17.9% APR (variable) If you have any questions call Halifax on 08457 28 38 48. Lines are open Mon-Fri 8am-8pm, Sat and Sun 8am-5pm.

Link to previous articles: Halifax Classic Credit Card Halifax One Credit Card Halifax Plus Credit Card Halifax Credit Card American Express Nectar Credit Card Bad Credit History? Apply for Credit Card

Review of Natwest Student Credit Card

General Online Comments and reviews for Natwest Student Credit Card

1.
I applied for a Natwest credit card, as my student account is with them. I received the first statement and paid it in full. Then just before I received the second statement I received a letter saying the card had to be cut up and returned without any explanation as to why. Pretty confused as to what I had done wrong, I phoned them, only be to told they had changed their criteria and I no longer fitted it. They refused to discuss what the actual problem was. The limit on the credit card was only £350, and I was not up to that limit. I had used it a few times when I was skint, as all students usually are, to buy food and petrol. My advice is, if you are looking for a student credit card that you can use when your student loan has run out and your funds are low, Natwest are really not a good idea.

2.
I am first year student and just applied for a credit card from Natwest with a credit limit is £250. Unfortunately I was over limit on my fifth month by £22. Before I even know it, I got £43 fine. I called the Customer Service to find out what has happened and the answer is ...? £12 over limit for the fifth month £12 for late payment £ 7 for interest rate £12 over limit for the sixth month (even though I was only late for one day ) Now I asked how come the advert said 56 interest free days or 0% interest for 9 months ... what did they answer? Did you read the terms and conditions? It is a joke right? How many pages are they? plus they are small prints. If we read all the terms and conditions every time we buy something or do something then properly it will be forever. So WATCH OUT FOR NATWEST STUDENT CREDIT CARD. they are not what they say.


Advantages: Low income friendly,air miles,online banking,Convenience of High Street bank credit card for payments and cash withdrawals. Decent online facility,Excellent on-line service, good for students, air miles scheme, helpful telephone service, sensible credit limits

Disadvantages: poor payment options,Poor loyalty scheme value, extortionate charges,High APR, high admin charges, trouble using it on certain websites

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Great Discounts on Natwest Student Credit Cards
Natwest Student Credit Card

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Get 20% off in O'Neill stores

Not only does O'Neill keep you warm in the ocean and on the slopes, today O'Neill stocks a huge range of streetwear, footwear and accessories for the street. You get to save 20% on all clothing and footwear in participating stores.

Link to previous article: Natwest Student Credit Card