Showing posts with label Zero Annual fee Credit Card. Show all posts
Showing posts with label Zero Annual fee Credit Card. Show all posts

Citibank EasyJet Credit Card


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Free easyJet flight (worth £40 - inc. taxes)#

When you spend £250 in the first 3 months.#
Earn 10% back on easyJet flights (for 3 months)~

For every £1 you spend at easyJet.com on flights and other purchases made in the same transaction using your card in the first 3 months, you’ll get 10 Miles.

That means you’ll get 10% back for every £1 you spend.
0% on balance transfers for 9 months.*


Typical standard rate 15.8% (variable) Fee of 3%, minimum £5.

Collect Miles when you use your easyJet MasterCard
£1 all UK spend = 1 Mile

£1 overseas spend = 2 Miles

£1 easyJet flight spend = 3 Miles

The value of your Miles will automatically be credited to your account when you use your card to purchase a flight at easyJet.com

Typical 16.9% APR (variable)

Earn Miles for money off easyJet flights


Every time you use your easyJet MasterCard you will be rewarded for spending on easyJet flights and all other purchases too. And with our special introductory offer you could make some great savings!
Your special introductory offer:
• Free easyJet flight worth £40#

Simply spend £250 in the first 3 months and we'll give you 4,000 Miles, which can be used to pay for an easyJet flight worth up to £40 (including taxes). Once you have spent £250 you will receive your 4,000 easyJet Miles. These will be shown on your next statement. When you have received your statement, simply purchase your next flight at easyJet.com and your £40 will be credited to your account.1 There are no limitations on when and where you can fly within the easyJet network and you have thousands of flights to choose from.
Earn 10% back on easyJet.com flights for 3 months~
For every £1 you spend at easyJet.com on flights and other purchases made in the same transaction with your card in the first 3 months, you'll get 10 Miles - that means you will get 10% back for every £1 you spend (up to a maximum £1,000 spend).
This could add up to a further £100 worth of savings on future easyJet flights. As soon as you receive your statement, your Miles will be available to use. The value of your Miles will be redeemed automatically next time you use your card at easyJet.com.²




How to earn Miles: Every time you use your easyJet MasterCard you'll collect Miles.
£1 all UK spend = 1 Mile
£1 overseas spend = 2 Miles
£1 easyJet flight spend = 3 Miles
Plus, when you purchase car hire, travel insurance or accommodation in the same transaction as a flight at easyJet.com, you'll get 3 Miles for every £1 spent.
Typical 16.9% APR (variable)
Mile value is 1 Mile = 1p
One easyJet Mile is not equivalent to a nautical mile.




Redeeming your Miles: Every time you use your card to make a flight purchase at easyJet.com, the value of your Miles will automatically be credited to your account. 10% offer based on earning 10 miles per £1 in first 3 months, to a maximum £1000 spend.
As soon as you receive your statement, refer to the section marked "easyJet Miles Available Balance" to see how many Miles you have ready to use. The value of these Miles can now be redeemed. This will happen automatically next time you use your card at easyJet.com.2




Free easyJet Alerts: Receive updates on your account by text message, email or both. This means you don't have to wait until you receive your statement to find out the latest on your account. It's a great way to stay on top of your finances wherever you are - and helps keep your account secure. To register for easyJet Alerts call Card Services on 0870 161 5000ˆ with your new account details.




Free Citi Identity Theft Solutions: If someone gets their hands on your personal information, such as your bank account details, it's possible that they could fraudulently open other financial agreements in your name. Citi Identity Theft Solutions is a free service we provide to all our Cardholders to help restore your good name and good credit if you have your identity stolen. More information is available on Citi Identity Theft Solutions.




Active fraud protection: If we see something that looks suspicious when your card is being used, we'll alert you to it in order to safeguard you against fraudulent activity.




Free travel accident insurance: Book your holiday with your easyJet MasterCard and you'll have up to £100,000 free cover if you're injured whilst travelling abroad, as well as access to expert medical and legal assistance. Please note this does not substitute your standard travel insurance cover. See Insurance Information.†





Free extended warranty: An additional 12 months extended warranty on domestic electrical items you buy with your card. See Insurance Information †





Free purchase protection: All eligible purchases are protected against theft or accidental damage for 30 days after purchase. See Insurance Information.†





Online fraud guarantee: We will investigate any charges made to your card online without your consent, so you can shop online with confidence.




Free price match guarantee: If you buy something with your easyJet MasterCard and then find it cheaper elsewhere within 60 days, we'll refund the difference. See Insurance Information.†





Optional Cardholder Repayment Protection (CRP): For a small monthly fee, you can protect your repayments in case of illness or involuntary unemployment. Contact Card Services on 0870 161 5000ˆ for more details. See Insurance Information.†





Optional Card Protection Plan Plus (CPP Plus): In the event of fraud, loss or theft, this insurance will cancel your old cards and order new ones immediately. It costs just £29 a year – or £70 for three years if you pay in advance. See Insurance Information.†





No annual fee




Up to 56 days interest free on purchases




Chip and PIN protection: For extra security with your transactions.




Cash whenever you want it: Your card is accepted at over 23 million outlets and a million cash machines worldwide. For larger amounts, simply use our cash advance service – call Card Services on 0870 161 5000ˆ and we can arrange for a cheque to be with you within three working days. Most customers will also receive a credit card cheque book, which you can use to pay utility bills or other lenders, or simply pay into your own bank account.


# Simply spend £250 anywhere in the first 3 months.

~ 10% offer based on earning 10 miles per £1 in first 3 months, to a maximum £1000 spend.

¹ Providing you spend more than the value of your Miles on your flight purchase. If you spend less than the value of your Miles, your remaining Miles will be carried over until your next flight purchase.

² This will only be credited up to the cost of the flight



Link to previous articles:
Halifax Ipoints Loyalty card
Halifax Marriott Rewards Visa Card
Halifax Amazon Master Card
Halifax NSPCC Charity Card
Halifax Cancer Research UK Charity Card
Halifax Student Credit card
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Halifax Marriott Rewards Visa Card


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• 0% on balance transfers for the first 9 months

• A handling fee of 3% applies for each balance transfer

• 0% on purchases for the first 6 months

• Typical 15.9% APR (variable)

If you would rather speak to somebody, call us on 0800 032 4406 between 7am and 10pm 7 days a week
Protect your credit cards with our comprehensive cover plans.


Earn loyalty points every time you make a purchase


• Earn Marriott Rewards points every time you spend with your card which you can redeem for free accommodation, flights, upgrades and much more

• Receive one point for every £1 you spend with your card or double points when you use your card with Marriott, plus 10,000 points the first time you make a purchase

• Automatic upgrade to Silver Elite membership entitling you to extra privileges including 20% extra points for each stay

Other extras


• No annual fee

• Up to 59 days interest free credit on all purchases if you pay off your balance in full each month

• Cover against online fraud when purchasing on the Internet

• Accepted wherever you see the Visa sign – in over 24 million locations worldwide

• Card replacement if lost

• Extra cards for family members over 18

• Around the clock service

To benefit from the 0% rate you must stay within your credit limit and make your payments on time.
Link to previous articles:
Halifax Amazon Master Card
Halifax NSPCC Charity Card
Halifax Cancer Research UK Charity Card
Halifax Student Credit card
Halifax Classic Credit Card
Halifax One Credit Card
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Halifax Amazon Mastercard


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Benefit from interest free introductory offers on both balance transfers and purchases and earn points to spend at Amazon.co.uk every time you make a purchase with your card. You'll also receive a £15 Amazon gift certificate when you make your first purchase using your card.

• 0% for 9 months on balance transfers

• 0% for 6 months on purchases

• Typical 15.9% APR (variable)

• A handling fee of 3% applies for each balance transfer

Protect your credit cards with our comprehensive cover plans.

Earn loyalty points every time you make a purchase


• Receive a £15 Amazon gift certificate when you make your first purchase

• One point for every £1 spent at any Amazon website

• 0.5 points for every £1 spent elsewhere

• Receive a £15 Amazon gift certificate to spend at Amazon.co.uk every time you reach 1500 points

Other extras


• No annual fee

• Up to 59 days interest free credit on all purchases if you pay off your balance in full each month

• Cover against online fraud when purchasing on the Internet

• Accepted wherever you see the MasterCard sign in over 24 million locations worldwide

• Card replacement if lost

• Extra cards for family members over 18

• Around the clock service

To benefit from the 0% rate you must stay within your credit limit and make your payments on time.
Link to previous articles:
Halifax NSPCC Charity Card
Halifax Cancer Research UK Charity Card
Halifax Student Credit card
Halifax Classic Credit Card
Halifax One Credit Card
Halifax Plus Credit Card
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Mint Credit Card


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The Mint credit card is a new card from the well established Royal Bank of Scotland that is being heavily promoted through different media channels and is attracting a huge amount of attention due to an excellent and innovative new shape of credit card - the curved edge (titled as the card design MC2 ). This along with a funky design and a "minty" cool new name mean many people are interested in this new product. There are 4 variations of mint card - Mint Card, mc² Card , Mint Gold Card and the Mint Platinum Card. But is this card only about the funky design or is it really suitable for the customers? Let’s find out.

Presently, an excellent rate of 0% for 13 months on balance transfers (until August 08) is being offered and you also get 0% on purchases for 6 months (until January 08). Along with all this, you get a bonus 0% offer – meaning, any cards balances transferred in October 08 get an additional 6 months at 0% (until April 09) The standard rate of 14.9% APR is also one of the lowest in the UK market and very competitive. The added value features are also impressive with up to 56 days interest free credit accont management online and by text and special Mint offers.

Details of the Mint Credit Card


Introductory Balance Transfers0%
Monthly Rate0%
Period12 months
Introductory Purchases0%
Monthly Rate0%
Period6 months
Standard APR14.9%%
Monthly Rate1.167%
Cash Advance APR24.47%
Cash Advance Fee2.5% (Min £2.50)
Minimum Payment Required2.25% (Min £5)
Annual FeeNone
Loyalty PointsNone
Travel Accident InsuranceNone
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other Mint Credit Card Features and Benefits


• A very funky and stylish card design
• Good rates for the APR on Mint Credit card
• Impressive benefits

Mint Credit Card Review Summary


The Mint credit card is an excellent credit card offered by the reputed Royal bank of Scotland. Although the unusual card shape is a bit jazzy it does add a lot of style and colours to an otherwise boring and same looking credit card industry. However, the financial product itself is an excellent credit card for financial spending purpose and has a great value. Along with the marketing campaign for this product in full swing it is sure to become one of the most popular cards in the UK.
Link to previous articles: Vanquis Credit Card
Capital One Credit Card
GM Platinum Credit Card
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Capital One Credit Card


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Capital One is one of the new America based financial companies to enter the UK credit cards market and has also been quite successful in procuring a significant share of the market.

The Capital One Classic card is being offered for people who have had problems getting a credit card in the past due to a bad credit history. The APR rates are not competitive enough as per the UK credit card market, which comes as a cost of your bad credit history, but this card has no annual fee making it an ideal product to help and reestablish your credit rating. You can apply for this card even if you have been turned down for a credit card in the past.

Details of the Capital One Credit Card


Introductory Balance TransfersN/A
Monthly RateN/A%
PeriodN/A
Introductory PurchasesN/A
Monthly RateN/A
PeriodN/A
Standard APR34.9%
Monthly Rate2.53%
Cash Advance APR31.1%
Cash Advance Fee3% (Min £3)
Minimum Payment Required5% (Min £5)
Annual FeeNone
Loyalty PointsNone
Travel Accident InsuranceNone
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other Capital One Classic Features and Benefits


• No Annual Fee for Capital One Credit Card
• Great choice of plastic designs
• Credit Limit between £200 and £2500
• Low monthly payments
• Instant Cash from any cash machine that displays the Visa sign

Capital One Classic Final Review summary


The Capital One Classic card is “not-so-good” for the features and high rates that it has. However, it still gets a decent rating because of the best credit builder products in the UK market. Anyone with poor credit history will have great difficulty in getting a credit card. People can then end up in a spiral where they can never improve their credit rating by being responsible with finance. The Capital One Classic credit card gives people that chance, and as it charges no annual fee it is the best product of its type available.
Link to previous articles: GM Platinum Credit Card
Egg Credit Card
British Airways Credit Card
BT Credit Card
HSBC Credit Card
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