Mint Credit Card


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The Mint credit card is a new card from the well established Royal Bank of Scotland that is being heavily promoted through different media channels and is attracting a huge amount of attention due to an excellent and innovative new shape of credit card - the curved edge (titled as the card design MC2 ). This along with a funky design and a "minty" cool new name mean many people are interested in this new product. There are 4 variations of mint card - Mint Card, mc² Card , Mint Gold Card and the Mint Platinum Card. But is this card only about the funky design or is it really suitable for the customers? Let’s find out.

Presently, an excellent rate of 0% for 13 months on balance transfers (until August 08) is being offered and you also get 0% on purchases for 6 months (until January 08). Along with all this, you get a bonus 0% offer – meaning, any cards balances transferred in October 08 get an additional 6 months at 0% (until April 09) The standard rate of 14.9% APR is also one of the lowest in the UK market and very competitive. The added value features are also impressive with up to 56 days interest free credit accont management online and by text and special Mint offers.

Details of the Mint Credit Card


Introductory Balance Transfers0%
Monthly Rate0%
Period12 months
Introductory Purchases0%
Monthly Rate0%
Period6 months
Standard APR14.9%%
Monthly Rate1.167%
Cash Advance APR24.47%
Cash Advance Fee2.5% (Min £2.50)
Minimum Payment Required2.25% (Min £5)
Annual FeeNone
Loyalty PointsNone
Travel Accident InsuranceNone
Free Purchase ProtectionNone
Foreign Usage Fee2.75%

Other Mint Credit Card Features and Benefits


• A very funky and stylish card design
• Good rates for the APR on Mint Credit card
• Impressive benefits

Mint Credit Card Review Summary


The Mint credit card is an excellent credit card offered by the reputed Royal bank of Scotland. Although the unusual card shape is a bit jazzy it does add a lot of style and colours to an otherwise boring and same looking credit card industry. However, the financial product itself is an excellent credit card for financial spending purpose and has a great value. Along with the marketing campaign for this product in full swing it is sure to become one of the most popular cards in the UK.
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