Halifax Credit Card

Halifax - the bank with the famous tagline – “who gives you extra, we, we do!” - are one of the best known banks in the UK financial market. With a reputation of challenging the top banks with their competitive financial products so a Halifax credit card should be an attractive proposition.

And off course it is. The Halifax One Credit Card is one of the most competitive in the market. The Halifax introductory rate on balance transfers is 0%. This lasts for 12 months- one of the longest periods available. And it doesn't just apply to balance transfers. You can also enjoy huge discount on purchases that are also charged at only 0% for the first 9 months. This is one of the best 0% introductory rates on purchases and balance transfers available. And it's not just a good introductory rate. The Halifax One card charges only 12.9% APR after the promotional period making it one of the best value cards around. You also get 0.25% cashback on everything you spend.

Details of Halifax credit card

Introductory Balance Transfers	0%
Monthly Rate	0%
Period	12 Months
Introductory Purchases	0%
Monthly Rate	0%
Period	12 months
Standard APR	12.9%
Monthly Rate	1.016%
Cash Advance APR	25.4%
Cash Advance Fee	2% (Min £2.00)
Minimum Payment Required	2% (Min £5)
Annual Fee	None
Loyalty Points	None
Travel Accident Insurance	£50,000
Free Purchase Protection	60 Days, £50 - £2,500
Foreign Usage Fee	2.75%

Other Halifax One Credit Card Features and Benefits

• 9 Month 0% on Balance Transfers and Purchases
• Low standard rate
• cash back
• Free Purchase Protection
• Visa or MasterCard
• 24hr Customer Service Line
• Full online account management

Halifax One Credit Card Review Summary The Halifax One credit card is perhaps the most competitive credit card available in the UK. Its combination of long introductory period, low standard APR and cashback on purchases makes this one of the best all round cards anyone can get. You really cannot get a better card in the UK at the moment and gets the Credit Card Expert 5 Star rating. (Please note Halifax now charge a 2% handling fee on balance transfers)

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