AA Credit Card

The AA Credit Card is offered by the reputed AA, the UK's biggest roadside recovery company. Beyond their recovery business, in recent years AA have expanded into finance and offer insurance, loans and now they have come out with a credit card.
The AA Card offers 0% on balance transfers for first 9 months and a standard APR of 15.9% (typical). One also earns reward points on every transaction you do on AA credit card which can be used for cash-back or discounts on a host of AA products. Used wisely it could save you a lot of money on your home insurance, car insurance or Roadside recovery membership. Another benefits is that as a bonus you receive 1,000 points when you activate your card. You earn 1 point for every pound you spend on the card and you can save up to £50 on home or car insurance. Or convert your points into cashback at a rate of 0.5%.

Details of AA Credit Card

Introductory Balance Transfers	0%
Monthly Rate	0%
Period	9 Months
Introductory Purchases	n/a%
Monthly Rate	n/a
Period	n/a
Standard APR	15.9%
Monthly Rate	1.24%
Cash Advance APR	22.9%
Cash Advance Fee	2.5% (Min £3.00)
Minimum Payment Required	2% (Min £5)
Annual Fee	None
Loyalty Points	AA Discounts or cashback
Travel Accident Insurance	None
Free Purchase Protection	None
Foreign Usage Fee	2.75%

Other AA Credit Card Features and Benefits

• Earn points for discounts on AA products using the AA credit card
• Cashback on every transaction done through AA credit card
• 24hr Customer Service Helpline
• Full online account management – internet account
• 1,000 points free when you activate the card worth £10 off AA products

AA Credit Card Final Review Summary

The credit card from AA offers one of the best introductory interest rates available on balance transfers. The AA Credit Card has a good initial balance transfer offer of 0% for 9 months and a competitive standard APR of 15.9%. Combined with the chance to earn good discounts on your home and car insurance or cashback, this card offers a great deal. Use it wisely and it will save you dozens of pounds, provided you are interested in AA products.

Link to previous articles: HSBC Credit Card
Virgin Credit Card
American Express Gold Credit Card
American Express Red Credit Card
Alliance and Leicester Credit Card
BMI Classic MasterCard