Barclaycard Graduate Credit Card

If you're graduating from university, this card is designed to help you go places.

Suits you if you:

• Are graduating from college

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard or are upgrading from a Student Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

0%

on balance transfers for 9 months (2.5% handling fee applies)
Receive a return flight to any of 12 European destinations when your application is accepted*. It's a special offer for your graduation to help you see a bit of the world before you make your mark on it. (*Terms and conditions apply. Limited offer, taxes not included)
Credit limit up to £4000

19.9% APR typical (variable)

People choose Barclaycard because all customers enjoy:
• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

* Terms and conditions apply to all benefits

Important details

Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Link to Previous article : Barclaycard Football Credit Card

Barclaycard Student Credit Card

Suits you if you:

• Are entering full-time education

• Are 18 or over

• Have a permanent UK address

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ, IVA or have not been registered bankrupt

• A low APR of 14.9% APR typical variable

• No over limit fees

• Great deals on student essentials from Argos

• Freeloader vouchers e.g. 2 for 1 curries or leisure vouchers

• Retailer discounts

14.9% APR typical variable

A credit card designed for student life
Now you’re a student, managing your money has never been so important. Our Student Card helps you do just that and it’s packed with benefits that will make your cash go further and keep you in control.

Stay on top of your finances

• Manageable credit limit

• Minimum monthly repayment of 5% of your balance or £5 (whichever is greater)

• Free text reminders of payment due or set up a direct debit

• Itemised monthly statement

• Convenient online account management

Make your money work

• Use your card worldwide wherever you see the Mastercard sign
• Buy online, by phone and by mail order
• Cash withdrawal from over 800,000 cash machines worldwide
• Enjoy exclusive offers and discounts from leading brands like Argos and Ticketmaster

Be protected at all times

• Fraud protection - including Chip & PIN – protects against unauthorised spending on your account

• Identity protection service provides confidential advice if you become a victim of identity theft

• Purchase delivery protection protects your online, phone or mail orders against loss or damage from despatch to door (excludes second hand goods)

• Worldwide assistance - including legal assistance, help with getting home fast and interpretation services - are only a phone call away when you’re abroad

• Emergency card replacement and emergency cash advance

• 24 hour telephone hotline

• Optional card protection available

As a responsible lender, we’ll do everything we can to help you stay in control. We have tried to make our service to you as open and transparent as possible. All we ask in return is that you take a sensible approach to using your card.

Important information
Cash advances are charged at a rate of 14.9% p.a. and the handling fee is 2.5% (minimum £2.50). If you withdraw cash or use your card while abroad, a foreign transaction fee of 2.75% applies – see Summary Box for full card details.
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability, please contact us on 0845 7660 758 before completing your application.

Link to Previous article : Barclaycard Football Credit Card

Barclaycard Football Credit Card

Barclaycard Football is dedicated to the game you've devoted your life to. It's more than a credit card, it's a football rewards card that gets you closer to the game you love.

Great Rates

0% on your season tickets (purchases above £250)
0% on balance transfers for 12 months from account opening (2.5% handling fee applies)
14.9% APR Typical Variable

Amazing Rewards

Earn reward points at selected retailers which can then be redeemed for club vouchers, club merchandise and Barclays Premier League match tickets

Exclusive Experiences

Get ongoing access to once in a lifetime football experiences and exclusive offers

Match Tickets

Win a pair of tickets to see the Barclays Premier League team of your choice every month

Suits you if you:

• Are a football fan

• Have a good credit history

• Are 21 or over

• Have a permanent UK address

• Aren't a student

• Have a regular income

Summary Box:

It's good to know the plain facts about your Barclaycard. This Summary Box gives you clear information about the key features of your card.
APR Typical 14.9% APR (variable)

Pay less interest by repaying more each month.

The example below assumes the following:
• £1,000 purchase on 1st January 2007 and no further transactions

• Typical rate of 14.9% APR variable is charged

• Credit limit is not exceeded

• Minimum repayment of 3% or £5 (whichever is the greater) is made

• Payment is made each month on payment due date

• Calculation excludes payment protection insurance

Cancellation rights
You have a right to cancel this agreement. This right will expire 14 calendar days after we post the card to you. Unless you cancel within this period you will be bound by this Agreement. If you wish to cancel this Agreement, please send written notice to Barclaycard, Department BCR, Northampton NN4 7SG. If you cancel you will still need to repay any money already lent to you. Unless you repay this money in full within a month of cancellation, you may be required to pay interest or other charges under the terms of this Agreement.
Barclaycard is a trading name of Barclays Bank PLC. Barclays Bank PLC is authorised and regulated by the Financial Services Authority.
Registered in England No: 1026167. Registered Office: 1 Churchill Place, London E14 5HP

Balance Transfer Terms & Conditions:

1. Barclays reserve the right to refuse a balance transfer or to limit the amount that can be transferred, in any case the minimum is £250 and the maximum will be £5,000 or 90% of your credit limit, whichever is lower, subject to the available credit limit on your account. Should we honour amounts in excess of your balance transfer limit they will be debited to your account and charged at 6.9% interest p.a., until paid in full, with no handling fee.

2. A 2.5% handling fee will be applied to each 0% interest balance transfer you make.

3. We are unable to accept transfers from cards or loans issued by companies within the Barclays Group.

4. If you choose to close your account with other lenders, please notify them in writing.

5. You should continue to make payments to your other lenders until we have confirmed that the balance has been transferred.

6. Your monthly repayments will reduce your promotional balances first (longest duration first), so you will be charged interest (where it applies) on other balances and new spending whilst your promotional balances are paid off. Obviously the more you pay back, the quicker your balances will be paid off.

7. If you do not make at least the minimum payment by the payment due date or if you exceed your credit limit at any time we will remove the promotional rate and charge at your standard interest rate (typical rate 14.9% APR variable).

8. This balance transfer offer is only available when you apply online on this application form.

9. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Barclaycard account.

Link to previous article Barclaycard Initial Credit Card

Barclaycard Initial Credit Card

If this is your first credit card or you're looking to build your credit rating, this option can get you off to a great start.

Suits you if you:

• Are new to credit or rebuilding your credit

• Are 18 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £3,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

To begin with you could enjoy an affordable credit limit of up to 2000 (minimum 250) to get you off to a good start
27.9% APR typical (variable)

People choose Barclaycard because all customers enjoy:
• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline
* Terms and conditions apply to all benefits

Important details
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Barclaycard Simplicity Credit Card

If you're looking for a card that makes life simple by offering a consistently low rate, this is the one for you.

Suits you if you:

• Are looking for a simple, low rate

• Have built an excellent credit history

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

A low rate that stays low

6.8% p.a.

on every purchase and every balance transfer you make

6.8% APR typical (variable)

People choose Barclaycard because all customers enjoy:
• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

* Terms and conditions apply to all benefits

Important details
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Barclaycard Breathe Credit Card

The card that donates 50% of profits to projects that tackle climate change.

Suits you if you:

• Are looking to transfer your balance to a new credit card

• Have a good credit history

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

0% interest

on balance transfers for 6 months from opening your account (2.5% handling fee applies)
5.9% purchase rate on public transport (excludes Transport for London).
Great offers and discounts including £25 off Ecotricity, upto £50 off British Gas home insulation, 10% off Halfords cycles and accessories and many more.

14.9% APR typical (variable)

People choose Barclaycard because all customers could enjoy:
• Advice about protecting yourself from identity theft.

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from dispatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline
Terms and conditions apply to all benefits

Important details
50% of net profits after tax (independently reviewed) from Barclaycard Breathe will be donated to Pure, the Clean Planet Trust (Registered Charity No. 1112249), to fund government-approved environmental projects. Minimum donation of £1 million in the first year.
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Link to previous article Barclaycard OnePulse Credit Card

Barclaycard OnePulse Credit Card

Barclaycard OnePulse is the only card to offer an Oyster card, Credit card and Cashless all in one card.

Suits you if you:

• Live, work or travel around London

• Have a good credit history

• Are 23 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £15,000 pa

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

0% interest

on purchases for 6 months from account opening

In-built Oyster card

for the easiest way to travel around London
Go cashless with OneTouch payments a new and quick way to pay for purchases of £10 and under

14.9% APR typical (variable)

How the card works

Think of your Barclaycard OnePulse as having a built-in Oyster card in addition to your standard credit card and cashless payment, so you can move faster and shop smarter.
Before you use your card for Oyster travel, you need to pre-load your card with either a season ticket (e.g. a Travelcard or a bus pass) or pay as you go.
To make cashless purchases with OneTouch payment for purchases of £10 and under, simply hold your Barclaycard OnePulse card next to the secure reader at participating merchants and your transactions will be complete in a matter of seconds. That’s all it takes. No need to enter your PIN1. No counting cash, No messing.

Oyster card

• Built in Oyster card – the simplest way to travel around London by buses, the Tube, trams or DLR.

• Your Barclaycard OnePulse can be used in exactly the same way as a standard Oyster card.

• Set up Auto top-up from your Barclaycard OnePulse and we’ll automatically top up your Oyster pay as you go with £40 or £20 whenever it drops below £5. This means you will never have to top up your Oyster pay as you go again.

Credit card and Cashless

• It works as a standard credit card allowing you to shop with confidence and all the value, flexibility and security you’d expect from Barclaycard.

• Cashless is the new quick and easy way to pay for purchases of £10 and under using OneTouch payment wherever you see the wave symbol.

• Your normal credit card and OneTouch transactions will be debited directly from your Barclaycard.

People choose Barclaycard because all customers could enjoy:

• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection on credit card transactions – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

Important details

Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Link to previous article Barclaycard Platinum with Cashback

Barclaycard Platinum with Cashback

Enjoy some breathing space. You'll pay no interest on balance transfers for 12 months.



Suits you if you:

• Are looking to transfer your balance to a new credit card

• Have a good credit history

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

0% interest

on balance transfers for 12 months from opening your account (2.5% handling fee applies)

2% cashback

on supermarket and petrol (up to £15 per month)

0.5% cashback

on all other spending

14.9% APR typical (variable)

People choose Barclaycard because all customers could enjoy:

• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

* Terms and conditions apply to all benefits

Important details

Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Barclaycard Flexi-Rate™ Credit Card

Forget about balance transfers for a while. You’ll pay no interest on balance transfers for 10 months

Suits you if you:

• Are looking to transfer your balance to a new credit card

• Have a good credit history

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

0% interest

on balance transfers for 10 months (2.5% handling fee applies). So you can forget about it until then.

0% interest

on purchases for 10 months from account opening.

14.9% APR typical (variable)

People choose Barclaycard because all customers could enjoy:

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

* Terms and conditions apply to all benefits

Important details

Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Barclaycard Platinum Credit Card with Balance Transfer

Enjoy some breathing space. You'll pay no interest on balance transfers for 14 months or on any purchases you make for the first three months.

Suits you if you:

• Are looking to transfer your balance to a new credit card

• Have a good credit history


• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

0% interest

on balance transfers for 14 months from opening your account (2.5% handling fee applies)

0% interest

on purchases for 3 months from opening account

14.9% APR typical (variable)

People choose Barclaycard because all customers could enjoy:

• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline

* Terms and conditions apply to all benefits

Important details

Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.

Barclaycard Platinum Credit Card with Long Term Balance Transfer

If you are looking for a card with a consistently low rate on balance transfers for the life of the balance

Suits you if you:

• Are looking to transfer your balance to a new credit card

• Have a good credit history

• Are 21 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £10,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

5.9% interest

on balance transfers for the life of the balance - no balance transfer fee in first 60 days

0% interest

on purchases for 10 months from opening account

14.9% APR typical (variable)

People choose Barclaycard because all customers could enjoy:

• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline
* Terms and conditions apply to all benefits

Important details

This information was taken from Barclaycard website. Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.