Barclaycard Initial Credit Card

If this is your first credit card or you're looking to build your credit rating, this option can get you off to a great start.

Suits you if you:

• Are new to credit or rebuilding your credit

• Are 18 or over

• Have a permanent UK address for 3 months or more

• Have a regular income of more than £3,000 pa

• Don't already have a Barclaycard

• Haven't missed multiple payments on a credit agreement within the last 12 months

• Don't have a CCJ,IVA or have not been registered bankrupt

• Aren't a student

To begin with you could enjoy an affordable credit limit of up to 2000 (minimum 250) to get you off to a good start
27.9% APR typical (variable)

People choose Barclaycard because all customers enjoy:
• No annual fee

• Identity Protection Service – advice about protecting yourself from identity theft

• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account

• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)

• Emergency help when travelling abroad

• Great holiday deals with our Travel Service

• Convenient online account management

• Emergency cash advance and credit card replacement service

• Text alerts five days before payment is due (opt in required)

• 24 hour helpline
* Terms and conditions apply to all benefits

Important details
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.