Vanquis Credit Card

Vanquis are a new entrant in the UK credit card market and they are special in the way that they offer great credit cards for people with bad credit record.

If you have applied for credit cards in the past and been refused, even by some of the bad credit card issuers, then give a try to Vanquis credit card - Vanquis may have a solution for your needs.

The abacus card from Vanquis is available to people who have no credit history so if you need your first credit card to build up your credit rating this could be a great credit card to startup with. However, even if you have had bad credit in the past, even if you have had CCJ's Vanquis could help – just give it a try!

Anyways, the interest rates on the cards will be higher compared to other cards on offer in the market, but the interest rate reflect the offer of the credit card and with an huge and staggering APR of 39.9% it is a card to use with very high level of caution to rebuild your history, but if you desperately need a credit card and have very few options this could be a great deal. Good point is that there is no annual fee and you get up to 56 days interest free if pay your bill off in full each month.

Details and features of Vanquis Credit Card

Introductory Balance Transfers	n/a
Monthly Rate	n/a
Period	n/a
Introductory Purchases	n/a
Monthly Rate	n/a
Period	n/a
Standard APR	39.9% (typical)
Monthly Rate	2.84%
Cash Advance APR	46.19 %
Cash Advance Fee	5% (Min £2.50)
Minimum Payment Required	3% (Min £5)
Annual Fee	None
Loyalty Points	None
Travel Accident Insurance	None
Free Purchase Protection	None
Foreign Usage Fee	2.75%

Other Vanquis Credit Card Features and Benefits

• No annual fee for Vanquis Credit Card is one of the best plus points
• Up to 56 days interest free on purchases
• Full Visa card
• Chip and Pin available for those petty purchases and security

Vanquis Credit Card Final Summary Review The Vanquis Credit card is definitely one the best options if you are just starting to use a credit card and have no or bad credit - even if you have CCJ's or other financial problems in the past. A great first step in repairing your credit history!

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