If you're looking for a card that makes life simple by offering a consistently low rate, this is the one for you.
Suits you if you:
• Are looking for a simple, low rate
• Have built an excellent credit history
• Are 21 or over
• Have a permanent UK address for 3 months or more
• Have a regular income of more than £10,000 pa
• Don't already have a Barclaycard
• Haven't missed multiple payments on a credit agreement within the last 12 months
• Don't have a CCJ,IVA or have not been registered bankrupt
• Aren't a student
A low rate that stays low
6.8% p.a.
on every purchase and every balance transfer you make
6.8% APR typical (variable)
People choose Barclaycard because all customers enjoy:
• No annual fee
• Identity Protection Service – advice about protecting yourself from identity theft
• Safer shopping with Fraud Protection – including chip and PIN, and watching for unusual spending on your account
• Purchase Delivery Protection – protecting your online, phone or mail orders against loss or damage, from despatch to door (excludes second-hand goods and services)
• Emergency help when travelling abroad
• Great holiday deals with our Travel Service
• Convenient online account management
• Emergency cash advance and credit card replacement service
• Text alerts five days before payment is due (opt in required)
• 24 hour helpline
* Terms and conditions apply to all benefits
Important details
Barclaycard reserves the right to withdraw this offer at any time. This offer is only available to new customers. You will be required to use a PIN with this credit card in order to pay for goods and services over the counter in shops and other outlets. If you have any particular requirements concerning communications with Barclaycard or use of your credit card arising from a disability please contact us on 0845 7660 758 before completing the application.
1 comment:
Here is a review for this card:
If you only want one credit card go for this one. It will cost you nothing if you clear your balance each month. Better still, it will charge you less than any other comparable card on the occasions that you don’t. It’s a great all-rounder.
Like most credit cards, Barclaycard Simplicity does not charge interest for 56 days following a purchase, so if you pay your balance off each month the card will cost you nothing.
But with this card even if you do miss a monthly payment – and most of us do occasionally – you will only pay interest at 6.8% APR. That’s one of the lowest normal standard rates currently available.
Cheap, Plain and Simple
Credit Cards - Barclaycard Simplicity | MediumThe card has no annual charges or other unusual nasties, and other benefits include a reasonably competitive balance transfer rate, also of 6.8% APR.
If it is just one cheap, plain and simple card you are after for the long term then Barclaycard Simplicity should be it.
Post a Comment